Cobra Continuation Coverage

Once ADP Benefits Services receives notice that a qualifying event has occurred, Cobra continuation coverage will be offered to each of the qualified beneficiaries. Each qualified beneficiary will have an independent right to elect Cobra continuation coverage. Covered employees may elect Cobra continuation coverage on behalf of their spouses, and parents may elect Cobra continuation coverage on behalf of their children.

Length of Coverage


Cobra continuation coverage is a temporary continuation of coverage that generally lasts for 18 months due to employment termination or reduction of hours of work. Certain qualifying events, or a second qualifying event during the initial period of coverage, may permit a beneficiary to receive a maximum of 36 months of coverage.

Extending Coverage


Disability Extension of 18-Month Period of Continuation Coverage


If you or anyone in your family covered under the Plan is determined by the Social Security Administration (SSA) to be disabled and you notify the Plan Administrator in a timely fashion, you and your entire family may be entitled to receive up to an additional 11 months of Cobra continuation coverage, for a total maximum of 29 months. The disability would have to start at some time before the 60th day of Cobra continuation coverage and must last at least until the end of the 18-month period of Cobra continuation coverage.

This notice should be sent to Maricopa County Employee Benefits or other party as indicated in the Cobra Election Notice you receive at the time you are offered Cobra continuation coverage.

Second Qualifying Event Extension of 18-Month Period of Continuation Coverage


If your family experiences another qualifying event during the 18 months of Cobra continuation coverage, the spouse and dependent children in your family can get up to 18 additional months of Cobra continuation coverage, for a maximum of 36 months, if the Plan is properly notified about the second qualifying event.

This extension may be available to the spouse and dependent children if the employee or former employee dies, becomes entitled to Medicare benefits (under Part A, Part B, or both), gets divorced or legally separated, or if the dependent child stops being eligible under the Plan as a dependent child. This extension is only available if the second qualifying event would have caused the spouse or dependent child to lose coverage under the Plan had the first qualifying event not occurred.

Note: At the time you are being provided with this Initial General Notice of Cobra Rights, ADP Benefit Services is Maricopa County’s Cobra administrator. In the future, you should refer to the Cobra Election Notice you receive at the time you are offered COBRA continuation coverage to confirm that ADP Benefits Services still performs this function for Maricopa County and that ADP Benefits Services remains the appropriate place for you to send notice of a Social Security Disability or Second Qualifying event.